Are you struggling to find a car insurance quote that can save you money? Do you have a less than perfect record? Michigan Auto Insurance Rates is designed to help you. While many auto insurance company’s only offer the best rates to the most qualified drivers, we provide great insurance rates to drivers of all qualifications. If you have never had insurance before, or have a poor driving record in your past, Michigan Auto Insurance Rates can help you save money. So get started right now by entering your zip code. You will receive a free, no hassle, list of cheap car insurance quotes that fits your needs.

What Insurance Coverage do you need in Michigan?

Michigan law requires no fault insurance for every driver. This means every car owner must purchase basic coverage in order to register for a license plate. The basic no fault policy in Michigan has three parts: Personal Injury Protection, Property Protection, and Residual Bodily Injury Protection. Personal injury protection covers all necessary medical costs if. Property protection pays for damage caused to property in Michigan. Residual bodily protection covers defense costs and damages you are found liable for as the result of a car accident. In general, Michigan’s no fault clause prevents drivers from being sued, but there are exceptions in the case of serious injury or death or if you are involved in an accident in a state other than Michigan. Also if you are at fault and have an accident with a car that lacks insurance you will be held liable and standard insurance will not cover the bill. You need to purchase additional coverage called limited property damage liability insurance.


Find out more by reading Michigan’s Consumer Guide to No-Fault Automobile Insurance

What is the Penalty for Driving without Car Insurance in Michigan?

Michigan has severe penalties for driving without car insurance. If caught, you could face a fine of up to $500, license suspension, and 1 year in prison. You may also incur additional fines, court fees, and legal costs as a result that could potentially leave you on the hook for thousands of dollars. If you are a Michigan resident and are currently driving without insurance, we can quickly and easily provide you with great quotes that will give you the legal protection you need. To get started just enter your Zip code above.